Aspiri provides tailored superannuation advice for clients in Brisbane and all across Australia. Our team of experienced superannuation advisors in Brisbane have years of accumulated knowledge to ensure that you receive the best investment strategy designed specifically to meet your needs and goals. We understand that everyone has different requirements when it comes to superannuation planning for their financial future, which is why we take a personalised approach to each individual case.
Aspiri will manage your investments so you don’t have to, as well as provide advice and guidance along the way. We are committed to delivering results and helping you achieve success with your finances in whichever area that may be. Contact Aspiri for the best superannuation advice Brisbane has to offer.
Currently, the average Australian spends about 30 years in retirement. Ideally, you want to have enough savings to ensure you can live comfortably during this time without having to make lifestyle changes.
In Australia, superannuation (also known as super) is a legal requirement that forces you to save at least 10% (12% by 2025) of your income. Super is a long-term investment that aims to build your savings and help secure your financial future.
Superannuation offers some clear advantages compared to other structures. Your savings are invested in line with your risk tolerance (the level of volatility you can handle), and making additional contributions is simple, so it’s easy to keep track of your money. Super also has the potential to grow more quickly than many other forms of savings due to the lower tax structure it offers compared to other structures available – so make sure you’re getting the best superannuation advice you can!
An important consideration when using super as a vehicle for your investments is your time horizon and when you can access your investments.
It’s important that your superannuation plan suits your needs and investment goals, as this will impact your post-retirement lifestyle immensely. That’s why seeking superannuation advice from Aspiri whether you’re in Brisbane or elsewhere in Australia is a fantastic choice.
At Aspiri, our superannuation advisors in Brisbane can help you get the most out of your super – whether you’re approaching retirement or still a few years off, and no matter where in Australia you are.
Our goal is to maximise your nest egg, so it funds the retirement lifestyle you desire. As qualified financial advisors, with experience in both superannuation advice and investment management, we can determine how much of your income you should put towards retirement savings, given your current expenses and living standards, as well as what type of investment strategy suits you.
Our superannuation advisors in Brisbane will help you choose the most appropriate superannuation fund and the right level of investment, based on your individual circumstances and goals.
You can rest assured that you’re receiving all available superannuation entitlements, as well as specialist advice on how to maximise your savings and investments within the constraints of government legislation.
SMSF are super funds that are run by individuals who want more control and flexibility in managing their own super. Find out more about the pros and cons of self-managed super funds. They can allow family members to pool their money together to acquire investments generally not available in retail or industry funds and provide more flexibility and tax advantages around managing your own superannuation.
Talk to us about investing in SMSF
Tax benefits are one of the main reasons people choose to invest their money in super. We have a range of strategies to help minimise your tax.
Talk to us about how we can minimise your tax with superannuation strategies
There are several things to consider when it comes to your super:
Contribution levels: It’s important to contribute enough to your superannuation account to ensure that you have enough money for retirement. The government has set a minimum contribution rate for employers, but you can choose to contribute more if you wish.
Investment options: Your superannuation fund will offer a range of investment options, such as different types of managed funds and shares. It’s important to choose the investment option that best suits your risk tolerance and financial goals.
Fees: It’s important to understand the fees associated with your superannuation account, as they can eat into your returns over time. Look for a fund with low fees and consider switching to a lower-fee fund if you’re not happy with the fees you’re paying.
Insurance: Some superannuation funds offer insurance cover as part of their product, such as death and disability cover. It’s important to understand what cover you have and whether it’s sufficient for your needs.
Consolidating multiple accounts: If you have multiple superannuation accounts, it might be worth consolidating them into one account to save on fees and make it easier to manage your super.
Seeking financial advice: If you’re unsure about any aspect of your superannuation, it can be helpful to seek financial advice from a qualified professional. They can help you make informed decisions about your superannuation and retirement planning.
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“We have been with Aspiri for many years and found that the advice provided has been very professional and in a courteous manner, with sound investment advice around our portfolio.”
C & L Clapper
“Since our first meeting with Aspiri more than 10 years ago, our confidence in the Aspiri team has never wavered. The expertise and the personalised advice and interaction they provide us, we feel very sure. Their advice has allowed us the luxury to pursue and now enjoy a lifestyle of our choosing. Thank you Aspiri team, you are all much appreciated.”
I & G Vayro
“I’ve been with Aspiri for 10 years after having my own self -managed Super Fund since 1988 . Since I retired 5 years ago I have drawn an annual income of over $100k and the balance of my account is what it was on retirement. They must be doing something right.”
P. Ewing
“The Aspiri team have been looking after my financial security for eleven years. They have been extremely supportive, helping me plan my future. As a self-funded retiree, their advice gives me the reassurance that I can go onto my latter years secure in the knowledge that my finances will allow me an ongoing comfortable retirement. “
D. Preston
“The team at Aspiri have been informative on a regular basis and in an accessible way that allows us as busy professionals with little knowledge of the financial world to feel empowered and confident that our wealth is being well cared for.”
J & J Conn
“In the time I have been with Aspiri, I have found them to be very good at what they do – they are very efficient and reliable, able to explain financial matters in a clear and simple way as well as having empathy and understanding for my individual circumstance.”
A. Stewart
“I have been a client of the Aspiri team for over 10 years. I can thoroughly recommend the team at Aspiri for providing financial advice for me and my family and for always providing outstanding service with passion and enthusiasm!”
A. Lee
“Several years ago we chose Aspiri, to manage our investments. The team are extremely personable, informed and easily contactable. They adjust portfolios in a timely way, based upon shifts in global markets and the client’s goals. We recommend the client-focused Aspiri team, with confidence.”
J & E Clancy
We don’t just talk about financial advice to our clients, we also like to give them some ‘lifestyle’ tips to help make...
Posted by Aspiri Financial Services Pty Ltd on Sunday, 8 August 2021
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