What We Do

Life Insurance Advice

  • F59D6216-8D78-4266-B427-712A122C1E4D 25+ Yrs Experience
  • 1719F8D5-2D7E-4476-AB29-3E9D04DFCB82 Holistic Approach to Wealth
    Creation & Wealth Protection
  • 4F988F01-B178-49C8-89D1-34A34DD16CB1 Providing Peace of Mind
  • A0A5B11B-7D99-433F-9CB1-8164A27434C1 Inspiring Lifestyle
    & Financial Freedom
About

Financial Planner For Life Insurance

What happens to your loved ones if something unexpected happens to you?

While no one likes to think about their own impending death, it’s important to make sure your dependents are financially protected if you are no longer around to provide for them.

Life insurance should replace the loss of your income, so, in the event of your death, your family members can pay off your debts and continue to live the comfortable life you have provided for them. Your family will not be forced to drastically change their lifestyle should a tragic event occur, because they no longer have your income to support their lifestyle.

Life insurance is particularly important if you still have children who are dependent on you. Even if you don’t own any other assets, buying a life insurance policy and naming your spouse and children as beneficiaries can help you establish an inheritance for them.

If you’re with a retail or industry superannuation fund, you’ll automatically have life insurance included. However, this policy will be your fund’s default policy, which may not be what’s best for your individual circumstances.

Default super insurance is generally unitised insurance. For example, you might get 10 units worth of life cover and total and permanent disability cover. This type of policy may start off as $500,000, but it will decrease as you age. When you are 10 years older, the value of your policy may drop down to a significantly lower amount than you originally started with which can be a shock when you go to claim $300,000, depending on the rates determined by the superannuation fund and insurer. So having control over when you reduce your cover is really important, as you may be out of pocket hundreds of thousands of dollars when you make a claim.

Your default super may also not be enough or adequate to replace your income, which may leave your dependents struggling to pay off your mortgage and other debts and maintain their lifestyle.

Book a free initial consultation with our professionals
Book Now

At Aspiri, we want your loved ones to continue to live the life you have always desired for you and your family, even if you are not around to enjoy it with them.

When considering the best policy for you, we’ll look at all aspects of your life – your income, assets, investments, dependants, lifestyle and future goals. We’ll determine how much life insurance your family will need to replace your current and future income.

We have access to an unlimited range of insurance providers, so we can find the best insurance company for you, in terms of what your policy covers and the fees you pay. We can offer cover that either stays the same or can go up in value, based on inflation.

We’ll also manage every aspect of your policy, from your pre-assessment paperwork, selecting the best insurer based on terms and conditions and price, through helping you manage your insurance claims.

Talk to us about getting the most appropriate life insurance cover for your individual circumstances

Ready to get started?
Fill out this form and we’ll be in touch
Prefer to chat to one of our professionals?
07 3363 5000

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

FAQ

Owi C Img@2x
At Aspiri, we always put our clients first. As a self-licenced financial service, we choose the most appropriate investments based on your individual needs and goals.You get full transparency in how your investments are managed, and ongoing tracking of your financial position. You’ll have peace of mind knowing we are fee-only advisers, so you know our advice will not be compromised by commissions.New technology is rapidly emerging that disrupts both our consumer habits and how we live our day-to-day lives. We keep up to date with these changes, which puts us ahead of the curve with our investment strategies, and also enhances the way we do business with you:
  • We use modern teleconferencing technology for clients located outside of Brisbane, or who are too busy to meet with us in person, so they can stay updated from the comfort and convenience of their own office or home.
  • Our office is as paperless as possible. We use electronic signature software for most paperwork.
  • We keep you updated with succinct video presentations and webinars, rather than sending you lengthy newsletters or emails that you may never get time to read.
Owi C Img@2x
At Aspiri, we always put our clients first. As a self-licenced financial service, we choose the most appropriate investments based on your individual needs and goals.You get full transparency in how your investments are managed, and ongoing tracking of your financial position. You’ll have peace of mind knowing we are fee-only advisers, so you know our advice will not be compromised by commissions.New technology is rapidly emerging that disrupts both our consumer habits and how we live our day-to-day lives. We keep up to date with these changes, which puts us ahead of the curve with our investment strategies, and also enhances the way we do business with you:
  • We use modern teleconferencing technology for clients located outside of Brisbane, or who are too busy to meet with us in person, so they can stay updated from the comfort and convenience of their own office or home.
  • Our office is as paperless as possible. We use electronic signature software for most paperwork.
  • We keep you updated with succinct video presentations and webinars, rather than sending you lengthy newsletters or emails that you may never get time to read.
Owi C Img@2x
At Aspiri, we always put our clients first. As a self-licenced financial service, we choose the most appropriate investments based on your individual needs and goals.You get full transparency in how your investments are managed, and ongoing tracking of your financial position. You’ll have peace of mind knowing we are fee-only advisers, so you know our advice will not be compromised by commissions.New technology is rapidly emerging that disrupts both our consumer habits and how we live our day-to-day lives. We keep up to date with these changes, which puts us ahead of the curve with our investment strategies, and also enhances the way we do business with you:
  • We use modern teleconferencing technology for clients located outside of Brisbane, or who are too busy to meet with us in person, so they can stay updated from the comfort and convenience of their own office or home.
  • Our office is as paperless as possible. We use electronic signature software for most paperwork.
  • We keep you updated with succinct video presentations and webinars, rather than sending you lengthy newsletters or emails that you may never get time to read.
Owi C Img@2x
At Aspiri, we always put our clients first. As a self-licenced financial service, we choose the most appropriate investments based on your individual needs and goals.You get full transparency in how your investments are managed, and ongoing tracking of your financial position. You’ll have peace of mind knowing we are fee-only advisers, so you know our advice will not be compromised by commissions.New technology is rapidly emerging that disrupts both our consumer habits and how we live our day-to-day lives. We keep up to date with these changes, which puts us ahead of the curve with our investment strategies, and also enhances the way we do business with you:
  • We use modern teleconferencing technology for clients located outside of Brisbane, or who are too busy to meet with us in person, so they can stay updated from the comfort and convenience of their own office or home.
  • Our office is as paperless as possible. We use electronic signature software for most paperwork.
  • We keep you updated with succinct video presentations and webinars, rather than sending you lengthy newsletters or emails that you may never get time to read.
TESTIMONIALS
Hico Stars Blue

VIEW ALL

VIEW ALL
Hico Stars Blue
C & L Clapper

“We have been with Aspiri for many years and found that the advice provided has been very professional and in a courteous manner, with sound investment advice around our portfolio.”

C & L Clapper

I & G Vayro

“Since our first meeting with Aspiri more than 10 years ago, our confidence in the Aspiri team has never wavered. The expertise and the personalised advice and interaction they provide us, we feel very sure. Their advice has allowed us the luxury to pursue and now enjoy a lifestyle of our choosing. Thank you Aspiri team, you are all much appreciated.”

I & G Vayro

P. Ewing

“I’ve been with Aspiri for 10 years after having my own self -managed Super Fund since 1988 . Since I retired 5 years ago I have drawn an annual income of over $100k and the balance of my account is what it was on retirement. They must be doing something right.”

P. Ewing

D. Preston

“The Aspiri team have been looking after my financial security for eleven years. They have been extremely supportive, helping me plan my future. As a self-funded retiree, their advice gives me the reassurance that I can go onto my latter years secure in the knowledge that my finances will allow me an ongoing comfortable retirement. “

D. Preston

J & J Conn

“The team at Aspiri have been informative on a regular basis and in an accessible way that allows us as busy professionals with little knowledge of the financial world to feel empowered and confident that our wealth is being well cared for.”

J & J Conn

A. Stewart

“In the time I have been with Aspiri, I have found them to be very good at what they do – they are very efficient and reliable, able to explain financial matters in a clear and simple way as well as having empathy and understanding for my individual circumstance.”

A. Stewart

A. Lee

“I have been a client of the Aspiri team for over 10 years. I can thoroughly recommend the team at Aspiri for providing financial advice for me and my family and for always providing outstanding service with passion and enthusiasm!”

A. Lee

J & E Clancy

“Several years ago we chose Aspiri, to manage our investments. The team are extremely personable, informed and easily contactable. They adjust portfolios in a timely way, based upon shifts in global markets and the client’s goals. We recommend the client-focused Aspiri team, with confidence.”

J & E Clancy

EXPLORE AND LEARN
VIEW ALL
Buying an investment property: a step-by-step guideHow To Buy An Investment Property Apartment

Investing

Buying an investment property: a step-by-step guide

What is an ETF (Exchange Traded Fund)?Graph Showing An Etf

Investing

What is an ETF (Exchange Traded Fund)?

Pros and Cons of Self-Managed Super Funds (SMSF)Smsf Pros And Cons

Investing

Pros and Cons of Self-Managed Super Funds (SMSF)

How much money do you need to retire?How Much Money Do You Need To Retire

Investing

How much money do you need to retire?

Book a free initial consultation with our professionals
Book now
Logo
Book a Consultation 07 3363 5000
Book a free consultation today

Share This

Select your desired option below to share a direct link to this page.
Your friends or family will thank you later.